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Panama City, Florida per diem rates, FY2026
From October 1, 2025, the maximum federal lodging rate in Panama City ranges from $110 (Oct 2025 – Feb 2026, Aug–Sep 2026) to $194 (Jun–Jul 2026). Meals and incidental expenses (M&IE): $80 per day, $60.00 on the first and last day.
Lodging rate by month
Fiscal years run October to September. The FY2026 rates are identical to FY2025 in every month.
| Month | FY2025 | FY2026 | Change | FY2026 rate chart |
|---|---|---|---|---|
| October | $110 | $110 | 0% | |
| November | $110 | $110 | 0% | |
| December | $110 | $110 | 0% | |
| January | $110 | $110 | 0% | |
| February | $110 | $110 | 0% | |
| March | $147 | $147 | 0% | |
| April | $147 | $147 | 0% | |
| May | $147 | $147 | 0% | |
| June | $194 | $194 | 0% | |
| July | $194 | $194 | 0% | |
| August | $110 | $110 | 0% | |
| September | $110 | $110 | 0% |
FY2026 seasons
Oct 2025 – Feb 2026
$110 / night · lowest
Mar–May 2026
$147 / night
Jun–Jul 2026
$194 / night · peak
Aug–Sep 2026
$110 / night · lowest
A three-night trip (arrive on the 10th, leave on the 13th) has a maximum per diem of $862.00 in June and $610.00 in October: $252.00 more in peak season, entirely from lodging (M&IE does not vary by month).
How Panama City compares
- Standard CONUS rate in FY2026: $110 lodging, $68 M&IE. Panama City's average night is +21.2% compared with it, and M&IE is $12 higher per day.
- Highest monthly lodging rate: #80 of 296 non-standard areas.
- Year-round average: #179 of 296.
- The same three-night trip at the standard rate: $568.00.
Area covered
GSA defines this per diem locality as: Bay. It includes the corporate limits of the key city and the listed counties, including independent entities within them, unless listed separately. Cities not listed may be located in a listed county. Everywhere else in Florida not listed by GSA uses the standard rate.
The rate follows the location of your work, not of your hotel, unless lodging is not available there (GSA terms).
Other non-standard areas in Florida
| Destination | Lodging FY2026 | Average | M&IE |
|---|---|---|---|
| Key West | $258–$436 | $322 | $86 |
| Naples | $164–$314 | $216 | $80 |
| Vero Beach | $181–$259 | $213 | $74 |
| Boca Raton / Delray Beach / Jupiter | $143–$244 | $183 | $86 |
| Fort Lauderdale | $143–$224 | $177 | $86 |
| Miami | $145–$232 | $176 | $92 |
| Cocoa Beach | $166–$208 | $173 | $74 |
| Fort Walton Beach / De Funiak Springs | $110–$260 | $167 | $86 |
| Tampa / St. Petersburg | $148–$200 | $161 | $80 |
| Bradenton | $145–$225 | $160 | $80 |
| Fort Myers | $139–$216 | $158 | $80 |
| St. Augustine | $151–$170 | $157 | $80 |
9 more in the full table.
Meal deductions at $80 M&IE
When a meal is provided by the Government or included in a registration fee, deduct: breakfast $20, lunch $22, dinner $33. The incidental amount of $5 is always kept. On the first and last day the full meal amount comes off the 75% rate ($60.00). Examples.
Source: GSA Per Diem API, FY2025, FY2026 CONUS lodging and M&IE rates (gsa.gov per diem rates). Rates are maximums; agencies can prescribe lower rates in advance (FTR §301-11.22).
Updated . Rates retrieved from the GSA Per Diem API on . Independent tool based on GSA tables and the Federal Travel Regulation; your agency's or employer's travel policy prevails.